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I’m trying to fix my credit after a bad relationship. Unsure how to find out all my debt?

I’ve gone so long without making contact or payments that some places I know I owe money to have stopped calling or mailing me bills. How do I find out exactly all that I owe & who I owe it to? Any other hints on repairing credit after several years of nonpayment would also be helpful. I’ve left him & am eager to move on with my life & repair my credit. I’ve requested my credit reports from all 3 agencies.

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – buildcredit.ifastnet.com


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6 comments Click to reply »

mguardian_north January 9th, 2010

Your credit reports will tell you whom you owe and how much but the info may be a few weeks old.
References :

howard January 9th, 2010

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Darrel January 9th, 2010

We are credit attorneys that specialize in nothing but credit repair. We charge $29 a month with no contract. Cancel anytime!
All you are responsible for is faxing me all 3 credit reports once you are signed up & sending me any information received from the credit bureaus once the dispute process has started.
Our advanced proven process for repairing your credit is the most effective in the industry, which is why Credit Attorney clients experience an average of 9 deletions in their first 90 days of service.

Credit Attorney is the only attorney led credit repair program that does not charge clients a huge initial set up fee to begin, fees charged by our competitors as high as $99.95 just to enroll. Our fees are a flat $29 to get started and then only $29/month thereafter, all charged only after work has been fully completed. Our services are backed by the industries only FULL REFUND POLICY, and clients can always cancel at anytime. Superior service at an affordable price,
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As a consumer advocacy law firm servicing over 25,000 clients we are very confident that if you need assistance in repairing your credit you have found the right partner. Our team of attorneys responsible for repairing your credit are comprised of the most experienced and dedicated professionals in the industry. Your credit score means everything, so lets get to work!

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Send Us Your Credit Report
The process begins with you either mailing, emailing or faxing us copies of your credit reports from the three major credit bureaus. If you do not have a current copy of your Credit Reports and Scores you can visit http://www.annualcreditreport.com and gain immediate access to your 3-in-1 Credit Report ABSOLUTELY FREE.

If you have selected the "Expedite My Case" feature please be sure to either Fax or Email your credit reports to us in order to enjoy same day service and the fastest possible results. Due to the fact that the credit bureaus will only send information directly to you and not your law firm, it is vital to the process that you forward both your credit report and any other correspondence from the bureaus directly to us.

Receipt of this information is an extremely important part of the process as these are the documents which provide our attorneys with the information necessary to begin formulating their specific strategy for your individual case. These initial credit reports will also be used later to show you the incredible results the CreditAttorney team is confident it will accomplish for you. Updated reports should be sent to us every three months.
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Personal Consultation with Your Credit Advocate
Part of what separates the eCredit Attorney team from many other organizations is our strong belief that direct communication with you, our valued client, is necessary to ensure the best possible results. After receipt and initial analysis of your credit reports, your personal credit advocate will contact you and discuss the individual details of your case. During this direct communication with your credit advocate you will be advised as to what items are going to be disputed and the strategy that has been created by our attorneys to ensure that the problematic areas are best addressed.

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Our Attorneys Fight to Enforce Your Rights
This is the step where the Credit Attorney team truly separates itself from all of our competition. Our attorneys possess the necessary experience, skills and endurance to ensure that your rights are enforced and that the credit bureaus fully comply with the law. Our attorneys bring the dispute directly to the credit bureaus and aggressively fight to ensure every possible negative item is properly addressed according to your legal rights. Regardless of the complexity of your individual case, the Credit Attorney team promises to continue advocating your rights until you are 100% satisfied.

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The credit bureaus are required by law to fully investigate your claim within a 30 day time period. After the completion of your claim submitted by the Credit Attorney team, the bureaus are required to send you their results and an updated copy of your credit report. Due to our extremely efficient process and dedicated team, the average time from the initiation of a dispute and receipt of the credit bureaus response is an industry leading 60 days. Once you receive the bureaus response and get over all of the excitement that your new financial freedom creates, please make a copy for yourself and send the original documentation to us. At this point, based on the progress that has been made, the Credit A
References :

Credit Fix January 9th, 2010

Once you get your credit reports go over them with a fine tooth comb. Over 75% of credit reports have mistakes anyways. Dispute anything that is incorrect and start paying off your debts one by one in full.
References :
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Phil January 9th, 2010

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – buildcredit.ifastnet.com
References :

travo5 January 9th, 2010

Hi Stacy:

You should get in contact with Conner & Associates in Chicago. They have several options dealing with Credit Repair, Debt Settlement, and other financial services. Their website is. http://www.ConnerAssociates.org
References :
http://www.ConnerAssociates.org

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